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THE HARRIS POLL #1,
January 5, 2000
THE USE AND ABUSE OF PERSONAL CONSUMER INFORMATION
- THE PUBLIC IS MOST CONCERNED THAT INACCURATE
OR INCOMPLETE INFORMATION MAY BE USED TO PREVENT THEM GETTING CREDIT OR INSURANCE
- SUBSTANTIAL MINORITIES ARE ALSO CONCERNED ABOUT
THE USES OF ACCURATE INFORMATION
- AFRICAN-AMERICANS AND HISPANICS FAR MORE
CONCERNED THAN WHITES
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by Humphrey Taylor
George Orwell got it
wrong. In his famous novel 1984, Big Brother was always watching you and knew what you
were doing. As we enter the new millennium, there is no one Big Brother but many thousand
of companies which want to know more about you. However, what concerns many people is not
so much what they know but what they don’t know, and the possible misuse of
inaccurate or incomplete information.
A new Harris Poll
measures the level of public concern that either accurate or inaccurate personal
information may be used to deny people credit or insurance, to prevent them getting a job,
to defraud or embarrass them.
In general the public is
substantially more concerned about the uses of inaccurate or incomplete information than
about the use of accurate information. The largest numbers are for people who are very
concerned that inaccurate information may be used to deny them credit (47%) or insurance
(44%), or to defraud them (42%). Smaller, but still substantial, numbers are also very
concerned that inaccurate or incomplete information may be used to prevent them getting
a job (36%) or to embarrass them (28%). The number who are at least somewhat
concerned are much higher.
While the numbers are
lower, sizable minorities are also very concerned that accurate information
might be used to defraud them (30%), to prevent them getting insurance (29%)
or credit (27%) or a job (27%). And one in five people (20%) are very
concerned that accurate information could be used to embarrass them.
These are the results of
a Harris Poll, which was designed, with the help of Dr. Alan Westin, the president of Privacy
and American Business and a greatly respected authority on issues of consumer privacy.
The poll was conducted by telephone among a nationwide cross section of 1,009 adults
surveyed between December 2 and 7, 1999.
The Harris Poll found
that there were substantial differences between the concerns of different segments of the
population. In particular members of minority populations are much more concerned than
whites that both accurate and inaccurate information about them might be used against
them. For example, fully 77% of African-Americans are very concerned that inaccurate
information might be used to deny them credit compared to only 41% of whites.
Whites tend to be more
concerned about the use of inaccurate information. For example, 41% of whites are very
concerned that inaccurate information might be used to prevent them from getting credit,
compared to only 21% who worry about this use of accurate information. For many
African-Americans and Hispanics the belief that accurate information (perhaps that they are
black or Hispanic) could be used against them is almost as high as their concerns about
the use of incorrect information.
In reviewing the
results, Dr. Alan Westin notes that "American consumers are right in worrying whether
inaccurate or even accurate information about them is being used in ways that could
unfairly limit their benefits and opportunities. The answer is obviously for companies to
inform consumers what is being collected and to let concerned consumers see their records
-- to assure accuracy and also to challenge any improper discrimination."
Humphrey Taylor is the Chairman of
the Harris Poll.
Methodology
This Harris Poll was
conducted by telephone within the United States between December 2 - December 7, 1999,
among a nationwide cross section of 1009 adults. Figures for age, sex, race, education,
number of adults and number of voice/telephone lines in the household were weighted where
necessary to bring them into line with their actual proportions in the population.
In theory, with a sample
of this size, one can say with 95 percent certainty that the results have a statistical
precision of plus or minus 3 percentage points of what they would be if the entire adult
population had been polled with complete accuracy. Unfortunately, there are several other
possible sources of error in all polls or surveys that are probably more serious than
theoretical calculations of sampling error. They include refusals to be interviewed
(non-response), question wording and question order, interviewer bias, weighting by
demographic control data and screening (e.g., for likely voters). It is difficult or
impossible to quantify the errors that may result from these factors.
These statements
conform to the principles of disclosure of the National Council on Public Polls.
11581
Q605, 610, 611
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